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GCash vs Uala

GCash and Uala are both payment receiving platforms. On a $1,000 payment you keep about $980 on GCash and $1,000 on Uala, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $980 on GCash and $1,000 on Uala, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only GCash offers Cash agents. Only Uala offers prepaid Mastercard and ATM.
  • GCash is the older platform — founded in 2004, 13 years before Uala (2017).
  • GCash is based in Philippines, Uala in Argentina.

Which should you choose?

Choose GCash if…

  • You want to withdraw via Cash agents.
  • You prefer a long track record (since 2004).

Choose Uala if…

  • Keeping more of each payment matters most — its fee is lower.
  • You want to withdraw via prepaid Mastercard and ATM.

Side by side

GCash The Philippines dominant mobile wallet - receive payments by number or QR, with bank cash-out and heavy freela… Visit Uala Receive income, hold a balance, and spend - a common Argentine freelancer wallet. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes Yes
Fees Free in-app transfers, ~2% agent cash-out Free account, no maintenance fees
Withdraw via Bank transfer, Cash agents Bank transfer, prepaid Mastercard, ATM
Availability Philippines Argentina, Mexico, Colombia
Local to Philippines Argentina
Founded 2004 2017
Headquarters Taguig, Philippines Buenos Aires, Argentina
Popularity 41 views · 0 likes 38 views · 0 likes

Frequently asked questions

Which is cheaper, GCash or Uala?

On a $1,000 payment you keep about $980 on GCash and $1,000 on Uala, before withdrawal or currency-conversion costs.

Where are GCash and Uala available?

GCash: Philippines. Uala: Argentina, Mexico, Colombia.

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