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JazzCash vs Nagad

JazzCash and Nagad are both payment receiving platforms. On a $1,000 payment you keep about $982.50 on JazzCash and $988.50 on Nagad, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $982.50 on JazzCash and $988.50 on Nagad, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only JazzCash offers Cash agents and ATM card. Only Nagad offers Agent cash-out.
  • JazzCash is the older platform — founded in 2012, 6 years before Nagad (2018).
  • JazzCash is based in Pakistan, Nagad in Bangladesh.

Which should you choose?

Choose JazzCash if…

  • You want to withdraw via Cash agents and ATM card.
  • You prefer a long track record (since 2012).

Choose Nagad if…

  • Keeping more of each payment matters most — its fee is lower.
  • You want to withdraw via Agent cash-out.

Side by side

JazzCash Pakistan other giant mobile wallet - personal and business accounts, QR payments, and one of the largest agent… Visit Nagad A major Bangladeshi mobile financial service for receiving payments and cash-out. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home No No
Fees Free wallet-to-wallet, ~1.75% agent cash-out Cash-out ~1.15% via app
Withdraw via Cash agents, Bank transfer, ATM card Agent cash-out, bank transfer
Availability Pakistan Bangladesh
Local to Pakistan Bangladesh
Founded 2012 2018
Headquarters Islamabad, Pakistan Dhaka, Bangladesh
Popularity 42 views · 0 likes 45 views · 0 likes

Frequently asked questions

Which is cheaper, JazzCash or Nagad?

On a $1,000 payment you keep about $982.50 on JazzCash and $988.50 on Nagad, before withdrawal or currency-conversion costs.

Where are JazzCash and Nagad available?

JazzCash: Pakistan. Nagad: Bangladesh.