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Kiva vs Ulule

Kiva and Ulule are both crowdfunding platforms. On a $1,000 payment you keep about $1,000 on Kiva and $950 on Ulule, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $1,000 on Kiva and $950 on Ulule, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only Ulule offers PayPal.
  • Kiva is the older platform — founded in 2005, 5 years before Ulule (2010).
  • Kiva is based in United States, Ulule in France.
  • Ulule focuses on France, while Kiva operates internationally.

Which should you choose?

Choose Kiva if…

  • Keeping more of each payment matters most — its fee is lower.
  • You prefer a long track record (since 2005).

Choose Ulule if…

  • You want to withdraw via PayPal.
  • You live in France.

Side by side

Kiva A non-profit microlending platform where borrowers crowdfund 0% interest loans, including up to 15,000 dollars… Visit Ulule A European crowdfunding platform where creators raise money for creative and social projects. Visit
Type Crowdfunding platforms like Kickstarter Crowdfunding platforms like Kickstarter
Category Crowdfunding Crowdfunding
Vetted No No
Work from home Yes Yes
Fees 0% interest loans, donations optional ~5% commission ex-VAT
Withdraw via Bank transfer Bank transfer, PayPal
Availability 70+ countries Worldwide
Local to France
Founded 2005 2010
Headquarters San Francisco, California, United States Paris, France
Popularity 39 views · 0 likes 56 views · 0 likes

Frequently asked questions

Which is cheaper, Kiva or Ulule?

On a $1,000 payment you keep about $1,000 on Kiva and $950 on Ulule, before withdrawal or currency-conversion costs.

Where are Kiva and Ulule available?

Kiva: 70+ countries. Ulule: Worldwide.

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