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Ko-fi vs Substack

A side-by-side comparison of Ko-fi and Substack — how they pay, where they work, and who they are for.

	Ko-fi A creator page for one-off tips, memberships, commissions, and shop sales. Donations carry no platform fee, an… Visit	Substack A newsletter and media platform where writers and podcasters publish free and paid subscriptions. Writers own… Visit
Type	Creator platforms like Patreon	Creator platforms like Patreon
Category	Creator Economy	Creator Economy
Vetted	No	No
Work from home	Yes	Yes
Fees	0% on donations	10% of paid subscriptions
Withdraw via	PayPal, Stripe	Stripe
Availability	Worldwide	Worldwide
Founded	2012	2017
Headquarters	London, United Kingdom	San Francisco, California, United States
Popularity	25 views · 0 likes	22 views · 0 likes