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Maya vs Mercado Pago
Maya and Mercado Pago are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Maya and $940–$995 on Mercado Pago, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on Maya and $940–$995 on Mercado Pago, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only Maya offers ATM via Maya card. Only Mercado Pago offers Debit card.
- Maya is the older platform — founded in 2000, 3 years before Mercado Pago (2003).
- Maya is based in Philippines, Mercado Pago in Argentina.
Which should you choose?
Choose Maya if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via ATM via Maya card.
Choose Mercado Pago if…
- You want to withdraw via Debit card.
Side by side
Maya
A Philippine digital wallet and bank where users receive payments and pay merchants.
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Mercado Pago
Latin America biggest payments app - anyone can receive via QR codes, payment links, and card readers, with or…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | Yes |
| Fees | Free Maya-to-Maya, ~PHP 15 bank transfer | Free P2P, ~0.5-6% merchant receiving fees |
| Withdraw via | Bank transfer (InstaPay), ATM via Maya card | Bank transfer, Debit card |
| Availability | Philippines | Argentina, Brazil, Mexico, Chile, Colombia, Peru, Uruguay |
| Local to | Philippines | Argentina, Brazil, Mexico, Chile, Colombia, Peru, Uruguay |
| Founded | 2000 | 2003 |
| Headquarters | Manila, Philippines | Buenos Aires, Argentina |
| Popularity | 40 views · 0 likes | 55 views · 0 likes |
Frequently asked questions
Which is cheaper, Maya or Mercado Pago?
On a $1,000 payment you keep about $1,000 on Maya and $940–$995 on Mercado Pago, before withdrawal or currency-conversion costs.
Where are Maya and Mercado Pago available?
Maya: Philippines. Mercado Pago: Argentina, Brazil, Mexico, Chile, Colombia, Peru, Uruguay.