← Back to MTN MoMo
Compare
MTN MoMo vs Revolut
MTN MoMo and Revolut are both payment receiving platforms. On a $1,000 payment you keep about $980–$995 on MTN MoMo and $1,000 on Revolut, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $980–$995 on MTN MoMo and $1,000 on Revolut, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only MTN MoMo offers Agent cash-out and ATM. Only Revolut offers Debit card.
- MTN MoMo is the older platform — founded in 2009, 6 years before Revolut (2015).
- MTN MoMo is based in South Africa, Revolut in United Kingdom.
Which should you choose?
Choose MTN MoMo if…
- You want to withdraw via Agent cash-out and ATM.
- You prefer a long track record (since 2009).
Choose Revolut if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via Debit card.
Side by side
|
MTN MoMo
MTN mobile-money service across many African markets for receiving and sending money.
Visit
|
Revolut
A financial super-app with multi-currency accounts - freelancers receive international payments and hold, exch…
Visit
|
|
|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | Yes |
| Fees | Tiered cash-out fees ~0.5-2% | Free standard plan, ATM/FX fees beyond allowances |
| Withdraw via | Agent cash-out, bank transfer, ATM | Bank transfer, Debit card |
| Availability | 14 African countries | UK, Europe, US, and more |
| Local to | Ghana, Uganda, Cameroon, Ivory Coast | — |
| Founded | 2009 | 2015 |
| Headquarters | Johannesburg, South Africa | London, United Kingdom |
| Popularity | 46 views · 0 likes | 42 views · 0 likes |
Frequently asked questions
Which is cheaper, MTN MoMo or Revolut?
On a $1,000 payment you keep about $980–$995 on MTN MoMo and $1,000 on Revolut, before withdrawal or currency-conversion costs.
Where are MTN MoMo and Revolut available?
MTN MoMo: 14 African countries. Revolut: UK, Europe, US, and more.