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NayaPay vs PayPay

NayaPay and PayPay are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on NayaPay and $1,000 on PayPay, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $1,000 on NayaPay and $1,000 on PayPay, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only NayaPay offers Debit card.
  • NayaPay is the older platform — founded in 2016, 2 years before PayPay (2018).
  • NayaPay is based in Pakistan, PayPay in Japan.

Which should you choose?

Choose NayaPay if…

  • You want to withdraw via Debit card.

Side by side

NayaPay A Pakistani digital wallet popular with freelancers - receive international transfers through 70+ remittance p… Visit PayPay Receive and hold payments on Japan dominant QR wallet. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes Yes
Fees Free bank/wallet transfers Free P2P, bank withdrawal 100 JPY
Withdraw via Bank transfer, Debit card Bank transfer to Japanese account
Availability Pakistan Japan
Local to Pakistan Japan
Founded 2016 2018
Headquarters Karachi, Pakistan Tokyo, Japan
Popularity 62 views · 0 likes 53 views · 0 likes

Frequently asked questions

Which is cheaper, NayaPay or PayPay?

On a $1,000 payment you keep about $1,000 on NayaPay and $1,000 on PayPay, before withdrawal or currency-conversion costs.

Where are NayaPay and PayPay available?

NayaPay: Pakistan. PayPay: Japan.

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