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OPay vs Paytm
A side-by-side comparison of OPay and Paytm — how they pay, where they work, and who they are for.
OPay
A Nigerian fintech where individuals and merchants receive payments and transfer money.
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Paytm
One of India biggest payment platforms - individuals and merchants receive via UPI and QR codes, with a full b…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | Yes |
| Fees | ~NGN 10 per transfer, ~0.5% agent withdrawal | Free UPI payments, legacy wallet restricted |
| Withdraw via | Bank transfer, agent cash-out, card/ATM | Bank transfer (UPI) |
| Availability | Nigeria | India |
| Local to | Nigeria | India |
| Founded | 2018 | 2010 |
| Headquarters | Lagos, Nigeria | Noida, India |
| Stock ticker | — | NSE: PAYTM |
| Popularity | 23 views · 0 likes | 25 views · 0 likes |