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Orange Money vs PayPal

Orange Money and PayPal are both payment receiving platforms. Fees — Orange Money: Receiving free, tiered sending/cash-out fees by country. PayPal: Fees vary by transaction type and country.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • Fees — Orange Money: Receiving free, tiered sending/cash-out fees by country. PayPal: Fees vary by transaction type and country.
  • Both pay out via Bank transfer. Only Orange Money offers Agent cash-out and ATM. Only PayPal offers Debit card.
  • PayPal is the older platform — founded in 1998, 10 years before Orange Money (2008).
  • Orange Money is based in France, PayPal in United States.
  • Orange Money focuses on Senegal, Ivory Coast and Mali, while PayPal operates internationally.

Which should you choose?

Choose Orange Money if…

  • You want to withdraw via Agent cash-out and ATM.
  • You live in Senegal, Ivory Coast or Mali.

Choose PayPal if…

  • You want to withdraw via Debit card.
  • You prefer a long track record (since 1998).

Side by side

Orange Money A widely used African and MENA mobile-money service for receiving and sending money. Visit PayPal The most widely accepted way to get paid online - send an invoice or a PayPal.Me link and receive from almost… Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home No Yes
Fees Receiving free, tiered sending/cash-out fees by country Fees vary by transaction type and country
Payout speed Standard bank transfer free, Instant Transfer 1.75% (max $25)
Withdraw via Agent cash-out, ATM, bank transfer Bank transfer, Debit card
Availability 17 countries Africa + Middle East 200+ markets
Local to Senegal, Ivory Coast, Mali, Morocco, Egypt
Founded 2008 1998
Headquarters Paris, France San Jose, United States
Stock ticker NASDAQ: PYPL
Popularity 45 views · 0 likes 51 views · 0 likes

Frequently asked questions

Which is cheaper, Orange Money or PayPal?

Orange Money: Receiving free, tiered sending/cash-out fees by country. PayPal: Fees vary by transaction type and country.

Where are Orange Money and PayPal available?

Orange Money: 17 countries Africa + Middle East. PayPal: 200+ markets.

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