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Payoneer vs Tikkie

Payoneer and Tikkie are both payment receiving platforms. On a $1,000 payment you keep about $960–$995 on Payoneer and $1,000 on Tikkie, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $960–$995 on Payoneer and $1,000 on Tikkie, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only Payoneer offers ATM card.
  • Payoneer is the older platform — founded in 2005, 11 years before Tikkie (2016).
  • Payoneer is based in United States, Tikkie in Netherlands.
  • Tikkie focuses on the Netherlands, while Payoneer operates internationally.

Which should you choose?

Choose Payoneer if…

  • You want to withdraw via ATM card.
  • You prefer a long track record (since 2005).

Choose Tikkie if…

  • Keeping more of each payment matters most — its fee is lower.
  • You live in the Netherlands.

Side by side

Payoneer The freelancer favorite for international payments - receiving accounts in USD, EUR, GBP and more, connected d… Visit Tikkie Send iDEAL payment requests to get paid fast - widely used by Dutch freelancers. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes Yes
Fees Withdrawals 1.2-4% ($1.50 USD to US), 0.5% conversion, $29.95/yr if under $6K Free for personal use
Withdraw via Bank transfer, ATM card Direct to linked Dutch bank via iDEAL
Availability 190+ countries Netherlands
Local to — Netherlands
Founded 2005 2016
Headquarters New York, United States Amsterdam, Netherlands
Stock ticker NASDAQ: PAYO —
Popularity 70 views · 0 likes 48 views · 0 likes

Frequently asked questions

Which is cheaper, Payoneer or Tikkie?

On a $1,000 payment you keep about $960–$995 on Payoneer and $1,000 on Tikkie, before withdrawal or currency-conversion costs.

Where are Payoneer and Tikkie available?

Payoneer: 190+ countries. Tikkie: Netherlands.

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