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PayPal vs Toss
PayPal and Toss are both payment receiving platforms. On a $1,000 payment you keep about $970.10 on PayPal and $1,000 on Toss, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $970.10 on PayPal and $1,000 on Toss, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only PayPal offers Debit card.
- PayPal is the older platform — founded in 1998, 17 years before Toss (2015).
- PayPal is based in United States, Toss in South Korea.
- Toss focuses on South Korea, while PayPal operates internationally.
Which should you choose?
Choose PayPal if…
- You want to withdraw via Debit card.
- You prefer a long track record (since 1998).
Choose Toss if…
- Keeping more of each payment matters most — its fee is lower.
- You live in South Korea.
Side by side
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PayPal
The most widely accepted way to get paid online - send an invoice or a PayPal.Me link and receive from almost…
Visit
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Toss
South Korea leading fintech super-app for transfers, payments, and receiving money.
Visit
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | No |
| Fees | US domestic goods/services payments 2.99%, other fees vary by payment type and country | Free P2P transfers |
| Payout speed | Standard bank transfer free, Instant Transfer 1.75% (max $25) | — |
| Withdraw via | Bank transfer, Debit card | Linked bank account |
| Availability | 200+ markets | South Korea |
| Local to | — | South Korea |
| Founded | 1998 | 2015 |
| Headquarters | San Jose, United States | Seoul, South Korea |
| Stock ticker | NASDAQ: PYPL | — |
| Popularity | 68 views · 1 likes | 39 views · 0 likes |
Frequently asked questions
Which is cheaper, PayPal or Toss?
On a $1,000 payment you keep about $970.10 on PayPal and $1,000 on Toss, before withdrawal or currency-conversion costs.
Where are PayPal and Toss available?
PayPal: 200+ markets. Toss: South Korea.