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PayPay vs Paytm
PayPay and Paytm are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on PayPay and $1,000 on Paytm, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on PayPay and $1,000 on Paytm, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Paytm is the older platform — founded in 2010, 8 years before PayPay (2018).
- PayPay is based in Japan, Paytm in India.
Which should you choose?
Choose Paytm if…
- You prefer a long track record (since 2010).
Side by side
PayPay
Receive and hold payments on Japan dominant QR wallet.
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Paytm
One of India biggest payment platforms - individuals and merchants receive via UPI and QR codes, with a full b…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Free P2P, bank withdrawal 100 JPY | Free UPI payments, legacy wallet restricted |
| Withdraw via | Bank transfer to Japanese account | Bank transfer (UPI) |
| Availability | Japan | India |
| Local to | Japan | India |
| Founded | 2018 | 2010 |
| Headquarters | Tokyo, Japan | Noida, India |
| Stock ticker | — | NSE: PAYTM |
| Popularity | 53 views · 0 likes | 41 views · 0 likes |
Frequently asked questions
Which is cheaper, PayPay or Paytm?
On a $1,000 payment you keep about $1,000 on PayPay and $1,000 on Paytm, before withdrawal or currency-conversion costs.
Where are PayPay and Paytm available?
PayPay: Japan. Paytm: India.