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PayPay vs PicPay
PayPay and PicPay are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on PayPay and $1,000 on PicPay, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on PayPay and $1,000 on PicPay, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only PicPay offers debit card.
- PicPay is the older platform — founded in 2012, 6 years before PayPay (2018).
- PayPay is based in Japan, PicPay in Brazil.
Which should you choose?
Choose PicPay if…
- You want to withdraw via debit card.
- You prefer a long track record (since 2012).
Side by side
PayPay
Receive and hold payments on Japan dominant QR wallet.
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PicPay
A Brazilian payment app where people and merchants receive money, pay, and transfer.
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | No |
| Fees | Free P2P, bank withdrawal 100 JPY | Free account and Pix/P2P transfers |
| Withdraw via | Bank transfer to Japanese account | Pix/bank transfer, debit card |
| Availability | Japan | Brazil |
| Local to | Japan | Brazil |
| Founded | 2018 | 2012 |
| Headquarters | Tokyo, Japan | Vitoria, Brazil |
| Popularity | 53 views · 0 likes | 48 views · 0 likes |
Frequently asked questions
Which is cheaper, PayPay or PicPay?
On a $1,000 payment you keep about $1,000 on PayPay and $1,000 on PicPay, before withdrawal or currency-conversion costs.
Where are PayPay and PicPay available?
PayPay: Japan. PicPay: Brazil.