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Paytm vs PhonePe
Paytm and PhonePe are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Paytm and $1,000 on PhonePe, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on Paytm and $1,000 on PhonePe, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Paytm is the older platform — founded in 2010, 5 years before PhonePe (2015).
Which should you choose?
Choose Paytm if…
- You prefer a long track record (since 2010).
Side by side
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Paytm
One of India biggest payment platforms - individuals and merchants receive via UPI and QR codes, with a full b…
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PhonePe
A leading Indian payments app where users and merchants receive money via UPI and QR.
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | No |
| Fees | Free UPI payments, legacy wallet restricted | Free UPI payments for consumers |
| Withdraw via | Bank transfer (UPI) | Bank account via UPI |
| Availability | India | India |
| Local to | India | India |
| Founded | 2010 | 2015 |
| Headquarters | Noida, India | Bengaluru, India |
| Stock ticker | NSE: PAYTM | — |
| Popularity | 53 views · 0 likes | 43 views · 0 likes |
Frequently asked questions
Which is cheaper, Paytm or PhonePe?
On a $1,000 payment you keep about $1,000 on Paytm and $1,000 on PhonePe, before withdrawal or currency-conversion costs.
Where are Paytm and PhonePe available?
Paytm: India. PhonePe: India.