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PayU vs Razorpay
PayU and Razorpay are both card processing platforms. Fees — PayU: ~2% per transaction + GST (India focus). Razorpay: Around 2% per domestic transaction.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — PayU: ~2% per transaction + GST (India focus). Razorpay: Around 2% per domestic transaction.
- Both pay out via Bank transfer.
- PayU is the older platform — founded in 2002, 12 years before Razorpay (2014).
- PayU is based in Netherlands, Razorpay in India.
Which should you choose?
Choose PayU if…
- You prefer a long track record (since 2002).
Side by side
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PayU
A major processor for emerging markets - merchants in India, Latin America, and Central Europe accept cards an…
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Razorpay
India leading payment gateway - businesses of any size accept cards, UPI, netbanking, and wallets, with paymen…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | ~2% per transaction + GST (India focus) | Around 2% per domestic transaction |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | India, Latin America, Central and Eastern Europe, Africa | India |
| Local to | — | India |
| Founded | 2002 | 2014 |
| Headquarters | Hoofddorp, Netherlands | Bengaluru, India |
| Popularity | 41 views · 0 likes | 49 views · 0 likes |
Frequently asked questions
Which is cheaper, PayU or Razorpay?
PayU: ~2% per transaction + GST (India focus). Razorpay: Around 2% per domestic transaction.
Where are PayU and Razorpay available?
PayU: India, Latin America, Central and Eastern Europe, Africa. Razorpay: India.