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PicPay vs TrueMoney
PicPay and TrueMoney are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on PicPay and $1,000 on TrueMoney, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on PicPay and $1,000 on TrueMoney, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only PicPay offers debit card. Only TrueMoney offers ATM/7-Eleven cash-out.
- TrueMoney is the older platform — founded in 2003, 9 years before PicPay (2012).
- PicPay is based in Brazil, TrueMoney in Thailand.
Which should you choose?
Choose PicPay if…
- You want to withdraw via debit card.
Choose TrueMoney if…
- You want to withdraw via ATM/7-Eleven cash-out.
- You prefer a long track record (since 2003).
Side by side
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PicPay
A Brazilian payment app where people and merchants receive money, pay, and transfer.
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TrueMoney
A Southeast Asian e-wallet for receiving payments, transfers, and bill pay.
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | No |
| Fees | Free account and Pix/P2P transfers | Free top-up/payments, ~20 THB bank transfer |
| Withdraw via | Pix/bank transfer, debit card | Bank transfer, ATM/7-Eleven cash-out |
| Availability | Brazil | Thailand + SEA markets |
| Local to | Brazil | Thailand, Cambodia, Myanmar, Vietnam |
| Founded | 2012 | 2003 |
| Headquarters | Vitoria, Brazil | Bangkok, Thailand |
| Popularity | 48 views · 0 likes | 45 views · 0 likes |
Frequently asked questions
Which is cheaper, PicPay or TrueMoney?
On a $1,000 payment you keep about $1,000 on PicPay and $1,000 on TrueMoney, before withdrawal or currency-conversion costs.
Where are PicPay and TrueMoney available?
PicPay: Brazil. TrueMoney: Thailand + SEA markets.