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Uala vs Payoneer
Uala and Payoneer are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Uala and $960–$995 on Payoneer, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on Uala and $960–$995 on Payoneer, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only Uala offers prepaid Mastercard and ATM. Only Payoneer offers ATM card.
- Payoneer is the older platform — founded in 2005, 12 years before Uala (2017).
- Uala is based in Argentina, Payoneer in United States.
- Uala focuses on Argentina, while Payoneer operates internationally.
Which should you choose?
Choose Uala if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via prepaid Mastercard and ATM.
- You live in Argentina.
Choose Payoneer if…
- You want to withdraw via ATM card.
- You prefer a long track record (since 2005).
Side by side
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Uala
Receive income, hold a balance, and spend - a common Argentine freelancer wallet.
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Payoneer
The freelancer favorite for international payments - receiving accounts in USD, EUR, GBP and more, connected d…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Free account, no maintenance fees | Withdrawals 1.2-4% ($1.50 USD to US), 0.5% conversion, $29.95/yr if under $6K |
| Withdraw via | Bank transfer, prepaid Mastercard, ATM | Bank transfer, ATM card |
| Availability | Argentina, Mexico, Colombia | 190+ countries |
| Local to | Argentina | — |
| Founded | 2017 | 2005 |
| Headquarters | Buenos Aires, Argentina | New York, United States |
| Stock ticker | — | NASDAQ: PAYO |
| Popularity | 38 views · 0 likes | 58 views · 0 likes |
Frequently asked questions
Which is cheaper, Uala or Payoneer?
On a $1,000 payment you keep about $1,000 on Uala and $960–$995 on Payoneer, before withdrawal or currency-conversion costs.
Where are Uala and Payoneer available?
Uala: Argentina, Mexico, Colombia. Payoneer: 190+ countries.