Rating breakdown
Rated 3/5. Strong on fees. Weaker on getting paid.
What this shows
Our rating has five parts, each scored 1–5 from verified facts. The blue shape is Nagad; the dashed amber shape is the average of similar platforms (or every platform). A part with no point at the centre could not be judged for lack of facts. Pick another platform to overlay its shape.
How it is calculated
site_rating(): Fees score from the highest cut named (0% = 5, up to 10% = 4.5, up to 20% = 3.5, up to 30% = 2.5, above = 1.5). Getting paid starts at 2 and adds 0.75 each for a low minimum, fast payouts, built-in payment protection and three or more withdrawal methods (0.25 for one or two). Access starts from country reach (4.5 worldwide, 4 with exceptions, 3.5 for 30+ countries, 2.5 for several, 2 for one) plus 0.5 if free to join and 0.25 for instant or quick sign-up. Track record scores age (20+ years 4, 10+ 3.5, 5+ 3, newer 2) plus 0.5 each for a stock listing, top-10,000 traffic and a 4.5+ app; an announced closure sets it to 1. Proof of earnings is 5 with a sourced typical figure, 4 with top or total figures, 3 with a count of earners. Each part caps at 5; the overall score is their average, given only when at least three parts can be judged. Averages skip parts a platform has no score for.
Data table 5 rows
| Part | Nagad | payment receiving platforms average |
|---|---|---|
| Fees | 4.5 | 4.84 |
| Getting paid | 2.25 | 2.68 |
| Access | 2.5 | 2.57 |
| Track record | 3 | 3.6 |
| Proof of earnings | 2.5 | 2.66 |