dLocal in 9 slides
A cross-border payments processor connecting global merchants to emerging-market shoppers.
- Payment processor
- Card processing platforms
- Based in Montevideo, Uruguay
What you do on dLocal
How the money is made: payment tool
- A client pays you
- Money lands in your account
- Convert if needed
- Withdraw to your bank
A cross-border payments processor connecting global merchants to emerging-market shoppers.
Founded 2016 · next to 19 other card processing platforms
Work and topics
What dLocal takes
Guess first: roughly how much of every $100 you earn does dLocal take?
Custom pricing ~2.9% average take rate
From the published fees, before payment-processing, currency or withdrawal charges. Work out your own amount →
How the money reaches you
From sign-up to payout
- Sign upFree
- Quick profile or ID reviewIncludes an ID check
- Do the work
- Earnings clearSettlement cadence such as daily or weekly is agreed per merchant during onboard…
- First payoutUp to 7 days
Time to your first payout
No minimum stated
1 way to withdraw
- Bank transfer
Can you join?
Yes, if you are 18 or older and live in one of 17 countries.
You need a bank account. Your profile and ID are reviewed before you start. First payout: up to 7 days.
What you need
- 18 or olderMinimum age
- A bank account
- An ID checkBefore you can work or withdraw
- Free to joinSign-up cost
- Quick profile or ID reviewHow sign-up works
Open in 17 countries
How it scores
Strong on fees.
- Fees4.5
- Getting paid3.8
- Access3.3
- Track record3.5
- Proof of earningsNot enough facts
- Free to join
- Clear fees
- Low cut
- Low payout bar
- Fast payouts
- 10 years running
dLocal against its peers
Guess: next to the 16 other card processing platforms that charge a percentage, is dLocal…
The cut of all 17 card processing platforms that charge a percentage
| Platform | Fee |
|---|---|
| Paystack | 1.5% |
| Midtrans | 1.8% |
| Xendit | 1.9% |
| Razorpay | 2% |
| Fawry | 2.1% |
| Braintree | 2.6% |
| Square | 2.6% |
| Paymob | 2.8% |
| Tap Payments | 2.8% |
| Yoco | 2.8% |
| dLocal | 2.9% |
| Stripe | 2.9% |
| PayMongo | 3% |
| Flutterwave | 3.1% |
| 2Checkout | 4.8% |
| Paddle | 5% |
| Lemon Squeezy | 5% |
- At 2.9%, dLocal sits near the middle — the median fee across the 17 card processing platforms we track that charge a percentage is 2.8%.
- Launched in 2016, dLocal is newer than most card processing platforms — 16 of the 20 we track were founded earlier.
How much we know
We have 9 of the 17 things we track for every platform. Fees, payouts, join rules, countries and real earnings count most.
What we have
- What kind of platform it is
- Year founded
- Headquarters
- Fees
- Minimum payout
- How fast you get paid
- Withdrawal methods
- Join requirements
- Countries it accepts
Still missing
- Plain-English overview
- Payment protection
- Real earnings figures
- Review ratings
- Wikipedia or reference page
- Support channels
- Mobile apps
- Social accounts