ExpressPay in 10 slides
Collect payments via cards and all mobile-money networks.
- Payments and wallet
- Payment receiving platforms
- Based in Accra, Ghana
What you do on ExpressPay
How the money is made: payment tool
- A client pays you
- Money lands in your account
- Convert if needed
- Withdraw to your bank
Collect payments via cards and all mobile-money networks.
Founded 2012 · next to 52 other payment receiving platforms
Work and topics
What ExpressPay takes
Transfer fees capped ~GHS 10, merchant 1.5-2.5%
From the published fees, before payment-processing, currency or withdrawal charges. Work out your own amount →
How the money reaches you
2 ways to withdraw
- Mobile money
- Bank transfer
Can you join?
Yes, if you live in Ghana.
You have to verify your ID.
What you need
- An ID checkBefore you can work or withdraw
Open in 1 country
What people actually earn
The company says transfers funded with specified Ghanaian banks' Visa cards have fees capped at GHS10 on its pricing page viewed in October 2026.
Source: expresspaygh.com ↗How it scores
Strong on fees. Weaker on access.
- Fees4.5
- Getting paid2.3
- Access2.0
- Track record3.5
- Proof of earnings2.5
- Clear fees
- Low cut
- 10 years running
ExpressPay against its peers
Guess: next to the 14 other payment receiving platforms that charge a percentage, is ExpressPay…
The cut of all 15 payment receiving platforms that charge a percentage
| Platform | Fee |
|---|---|
| OPay | 0.5% |
| PalmPay | 0.5% |
| Wave | 1% |
| Monobank | 1% |
| Cash App | 1.1% |
| Nagad | 1.2% |
| MTN MoMo | 1.3% |
| bKash | 1.7% |
| JazzCash | 1.8% |
| Hubtel | 2% |
| ExpressPay | 2% |
| GCash | 2% |
| Payoneer | 2.3% |
| Mercado Pago | 3.3% |
| Skrill | 3.6% |
- At 1.5%–2.5%, ExpressPay charges more than 10 of the 15 payment receiving platforms we track that take a percentage (median 1.7%).
- ExpressPay is one of just 2 payment receiving platforms we track (of 51) that pay out via Mobile money.
How much we know
We have 8 of the 17 things we track for every platform. Fees, payouts, join rules, countries and real earnings count most.
What we have
- What kind of platform it is
- Year founded
- Headquarters
- Fees
- Withdrawal methods
- Join requirements
- Countries it accepts
- Real earnings figures
Still missing
- Plain-English overview
- Minimum payout
- How fast you get paid
- Payment protection
- Review ratings
- Wikipedia or reference page
- Support channels
- Mobile apps
- Social accounts