Midtrans in 9 slides
An Indonesian payment gateway (GoTo) for accepting cards, bank transfers, and e-wallets.
- Payment processor
- Card processing platforms
- Based in Jakarta, Indonesia
What you do on Midtrans
How the money is made: payment tool
- A client pays you
- Money lands in your account
- Convert if needed
- Withdraw to your bank
An Indonesian payment gateway (GoTo) for accepting cards, bank transfers, and e-wallets.
Founded 2012 · next to 19 other card processing platforms
Work and topics
What Midtrans takes
Cards 2.9% + Rp2000, QRIS 0.7%
From the published fees, before payment-processing, currency or withdrawal charges. Work out your own amount →
How the money reaches you
From sign-up to payout
- Sign upFree
- Quick profile or ID reviewIncludes an ID check
- Do the work
- Earnings clearPayout requests from the Merchant Portal any business day for transactions settl…
- First payout3 business days
Time to your first payout
1 way to withdraw
- Bank transfer
Can you join?
Yes, if you live in Indonesia.
You need a tax ID number and a bank account. Your profile and ID are reviewed before you start. First payout: 3 business days.
What you need
- A tax ID number
- A bank account
- An ID checkBefore you can work or withdraw
- Free to joinSign-up cost
- Quick profile or ID reviewHow sign-up works
Open in 1 country
How it scores
Strong on fees. Weaker on getting paid.
- Fees4.5
- Getting paid2.3
- Access2.8
- Track record3.5
- Proof of earningsNot enough facts
- Free to join
- Clear fees
- Low cut
- 10 years running
Midtrans against its peers
Guess: next to the 16 other card processing platforms that charge a percentage, is Midtrans…
The cut of all 17 card processing platforms that charge a percentage
| Platform | Fee |
|---|---|
| Paystack | 1.5% |
| Midtrans | 1.8% |
| Xendit | 1.9% |
| Razorpay | 2% |
| Fawry | 2.1% |
| Braintree | 2.6% |
| Square | 2.6% |
| Paymob | 2.8% |
| Tap Payments | 2.8% |
| Yoco | 2.8% |
| Stripe | 2.9% |
| dLocal | 2.9% |
| PayMongo | 3% |
| Flutterwave | 3.1% |
| 2Checkout | 4.8% |
| Paddle | 5% |
| Lemon Squeezy | 5% |
- At 0.7%–2.9%, Midtrans takes a smaller cut than 15 of the 17 card processing platforms we track that charge a percentage fee (median 2.8%).
How much we know
We have 8 of the 17 things we track for every platform. Fees, payouts, join rules, countries and real earnings count most.
What we have
- What kind of platform it is
- Year founded
- Headquarters
- Fees
- How fast you get paid
- Withdrawal methods
- Join requirements
- Countries it accepts
Still missing
- Plain-English overview
- Minimum payout
- Payment protection
- Real earnings figures
- Review ratings
- Wikipedia or reference page
- Support channels
- Mobile apps
- Social accounts