Razorpay in 10 slides
India leading payment gateway - businesses of any size accept cards, UPI, netbanking, and wallets, with payment links and pages for non-coders.
- Payment processor
- Card processing platforms
- Based in Bengaluru, India
What you do on Razorpay
How the money is made: payment tool
- A client pays you
- Money lands in your account
- Convert if needed
- Withdraw to your bank
India leading payment gateway - businesses of any size accept cards, UPI, netbanking, and wallets, with payment links and pages for non-coders.
Founded 2014 · next to 19 other card processing platforms
Work and topics
What Razorpay takes
Guess first: how much of every $100 you earn does Razorpay take?
Around 2% per domestic transaction
From the published fees, before payment-processing, currency or withdrawal charges. Work out your own amount →
How the money reaches you
From sign-up to payout
- Sign up
- Quick profile or ID reviewIncludes an ID check
- Do the work
- Earnings clearStandard domestic settlement generally T+2 business days, eligible instant settl…
- First payoutT+2 working days
Time to your first payout
1 way to withdraw
- Bank transfer
Can you join?
Yes, if you live in India.
You need a bank account and a tax ID number. Your profile and ID are reviewed before you start. First payout: T+2 working days.
What you need
- A bank account
- A tax ID number
- An ID checkBefore you can work or withdraw
- Quick profile or ID reviewHow sign-up works
Open in 1 country
What people actually earn
Razorpay says more than 5 million businesses (50,00,000+) use it to accept payments, per its official About page.
Source: razorpay.com ↗How it scores
Strong on fees and track record. Weaker on access.
- Fees4.5
- Getting paid3.0
- Access2.3
- Track record4.0
- Proof of earnings3.0
- Verified earnings
- Clear fees
- Low cut
- Fast payouts
- Top 10K website
- 10 years running
- Fully documented
Razorpay against its peers
Guess: next to the 16 other card processing platforms that charge a percentage, is Razorpay…
The cut of all 17 card processing platforms that charge a percentage
| Platform | Fee |
|---|---|
| Paystack | 1.5% |
| Midtrans | 1.8% |
| Xendit | 1.9% |
| Razorpay | 2% |
| Fawry | 2.1% |
| Braintree | 2.6% |
| Square | 2.6% |
| Paymob | 2.8% |
| Tap Payments | 2.8% |
| Yoco | 2.8% |
| Stripe | 2.9% |
| dLocal | 2.9% |
| PayMongo | 3% |
| Flutterwave | 3.1% |
| 2Checkout | 4.8% |
| Paddle | 5% |
| Lemon Squeezy | 5% |
- At 2%, Razorpay takes a smaller cut than 13 of the 17 card processing platforms we track that charge a percentage fee (median 2.8%).
How much we know
We have 10 of the 17 things we track for every platform. Fees, payouts, join rules, countries and real earnings count most.
What we have
- What kind of platform it is
- Year founded
- Headquarters
- Fees
- How fast you get paid
- Withdrawal methods
- Join requirements
- Countries it accepts
- Real earnings figures
- Wikipedia or reference page
Still missing
- Plain-English overview
- Minimum payout
- Payment protection
- Review ratings
- Support channels
- Mobile apps
- Social accounts