All tours Platform tour Toss 1 / 9
A tour of Toss1 / 9

Toss in 9 slides

South Korea leading fintech super-app for transfers, payments, and receiving money.

2015founded
3.1our rating out of 5
20achievement points, Bronze
How it works2 / 9

What you do on Toss

How the money is made: payment tool

  1. A client pays you
  2. Money lands in your account
  3. Convert if needed
  4. Withdraw to your bank

South Korea leading fintech super-app for transfers, payments, and receiving money.

Founded 2015 · next to 52 other payment receiving platforms

192019401960198020002020CIH Bank: 1920PayPal: 1998Maya: 2000Skrill: 2001Mercado Pago: 2003TrueMoney: 2003GCash: 2004CashPlus: 2004Payoneer: 2005Hubtel: 2005M-Pesa: 2007Orange Money: 2008Easypaisa: 2009MTN MoMo: 2009eSewa: 2009Paytm: 2010Wise: 2011Airtel Money: 2011bKash: 2011Daviplata: 2011JazzCash: 2012PicPay: 2012bunq: 2012ExpressPay: 2012Cash App: 2013MoMo: 2014TWINT: 2014Revolut: 2015PhonePe: 2015Vipps: 2015Bancontact Pay: 2015MB WAY: 2015NayaPay: 2016Nequi: 2016Yape: 2016Tikkie: 2016ChapChap: 2016Khalti: 2017Zalopay: 2017AlipayHK: 2017Monobank: 2017Uala: 2017Chipper Cash: 2018Nagad: 2018OPay: 2018Wave: 2018PayPay: 2018SadaPay: 2019PalmPay: 2019Grey: 2020Tenpo: 2020Telebirr: 2021Toss, 2015
Each dot is a platform of the same type, placed at its founding year.

Work and topics

Fees3 / 9

What Toss takes

Guess first: how much of every $100 you earn does Toss take?

0%the cut Toss takes

Free P2P transfers

Every $100 you earnYou keep$100
Reaches you

From the published fees, before payment-processing, currency or withdrawal charges. Work out your own amount →

Getting paid4 / 9

How the money reaches you

1 way to withdraw

  • Bank transfer
Who can join5 / 9

Can you join?

Yes, if you are 14 or older and live in South Korea.

You need a smartphone. You have to verify your ID.

What you need

  • 14 or olderMinimum age
  • A smartphone
  • An ID checkBefore you can work or withdraw

Open in 1 country

OpenNot listed

Check it with your country →

Real earnings6 / 9

What people actually earn

Good to know · 20260.79% average card fee

For September 2025-February 2026, the company says Toss Pay's average card-payment fee for micro merchants was 0.79% excluding VAT, with individual contract rat…

Source: pay.toss.im ↗
Rating and achievements7 / 9

How it scores

3.1out of 5

Strong on fees. Weaker on access.

FeesGetting paidAccessTrack recordProof of earnings
  • Fees5.0
  • Getting paid2.3
  • Access2.0
  • Track record3.5
  • Proof of earnings2.5
20/100 ptsBronze
  • Clear fees
  • Low cut
  • 10 years running
Profile completeness8 / 9

How much we know

57%

We have 8 of the 17 things we track for every platform. Fees, payouts, join rules, countries and real earnings count most.

What we have

  • What kind of platform it is
  • Year founded
  • Headquarters
  • Fees
  • Withdrawal methods
  • Join requirements
  • Countries it accepts
  • Real earnings figures

Still missing

  • Plain-English overview
  • Minimum payout
  • How fast you get paid
  • Payment protection
  • Review ratings
  • Wikipedia or reference page
  • Support channels
  • Mobile apps
  • Social accounts

Know one of these? Tell us →

Arrow keys or swipe