Xendit in 9 slides
Southeast Asia payment infrastructure - businesses in Indonesia, the Philippines, and neighbors accept cards, e-wallets, and bank transfers through one integration.
- Payment processor
- Card processing platforms
- Based in Jakarta, Indonesia
What you do on Xendit
How the money is made: payment tool
- A client pays you
- Money lands in your account
- Convert if needed
- Withdraw to your bank
Southeast Asia payment infrastructure - businesses in Indonesia, the Philippines, and neighbors accept cards, e-wallets, and bank transfers through one integration.
Founded 2015 · next to 19 other card processing platforms
Work and topics
What Xendit takes
Cards ~3%, e-wallets ~2.7%, QRIS 0.7%
From the published fees, before payment-processing, currency or withdrawal charges. Work out your own amount →
How the money reaches you
From sign-up to payout
- Sign up
- Quick profile or ID reviewIncludes an ID check
- Do the work
- Earnings clearSettles to balance instantly to T+5 business days by method, cards T+5, most e-w…
- First payoutInstant to T+5 business days
Time to your first payout
1 way to withdraw
- Bank transfer
Can you join?
Yes, if you live in one of 5 countries.
You need a registered business and a bank account. Your profile and ID are reviewed before you start. First payout: instant to T+5 business days.
What you need
- A registered business
- A bank account
- An ID checkBefore you can work or withdraw
- Quick profile or ID reviewHow sign-up works
Open in 5 countries
How it scores
Strong on fees. Weaker on getting paid.
- Fees4.5
- Getting paid2.3
- Access2.8
- Track record3.5
- Proof of earningsNot enough facts
- Clear fees
- Low cut
- 10 years running
Xendit against its peers
Guess: next to the 16 other card processing platforms that charge a percentage, is Xendit…
The cut of all 17 card processing platforms that charge a percentage
| Platform | Fee |
|---|---|
| Paystack | 1.5% |
| Midtrans | 1.8% |
| Xendit | 1.9% |
| Razorpay | 2% |
| Fawry | 2.1% |
| Braintree | 2.6% |
| Square | 2.6% |
| Paymob | 2.8% |
| Tap Payments | 2.8% |
| Yoco | 2.8% |
| Stripe | 2.9% |
| dLocal | 2.9% |
| PayMongo | 3% |
| Flutterwave | 3.1% |
| 2Checkout | 4.8% |
| Paddle | 5% |
| Lemon Squeezy | 5% |
- At 0.7%–3%, Xendit takes a smaller cut than 14 of the 17 card processing platforms we track that charge a percentage fee (median 2.8%).
- Launched in 2015, Xendit is newer than most card processing platforms — 12 of the 20 we track were founded earlier.
How much we know
We have 8 of the 17 things we track for every platform. Fees, payouts, join rules, countries and real earnings count most.
What we have
- What kind of platform it is
- Year founded
- Headquarters
- Fees
- How fast you get paid
- Withdrawal methods
- Join requirements
- Countries it accepts
Still missing
- Plain-English overview
- Minimum payout
- Payment protection
- Real earnings figures
- Review ratings
- Wikipedia or reference page
- Support channels
- Mobile apps
- Social accounts