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Authorize.net vs dLocal
Authorize.net and dLocal are both card processing platforms. Fees — Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. dLocal: Custom pricing ~2.9% average take rate.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. dLocal: Custom pricing ~2.9% average take rate.
- Both pay out via Bank transfer.
- Authorize.net is the older platform — founded in 1996, 20 years before dLocal (2016).
- Authorize.net is based in United States, dLocal in Uruguay.
Which should you choose?
Choose Authorize.net if…
- You prefer a long track record (since 1996).
Side by side
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Authorize.net
The veteran Visa-owned payment gateway - small US and UK businesses accept cards online, by invoice, or by vir…
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dLocal
A cross-border payments processor connecting global merchants to emerging-market shoppers.
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | 25 dollars monthly gateway fee plus per-transaction charges | Custom pricing ~2.9% average take rate |
| Minimum payout | — | No minimum stated |
| Payout speed | Most card merchants funded 2-3 business days after settlement, processor dependent | Settlement cadence such as daily or weekly is agreed per merchant during onboarding |
| Withdraw via | Bank transfer | Cross-border settlement to merchant bank |
| Availability | United States, United Kingdom, Canada, Australia | 40+ emerging markets |
| Founded | 1996 | 2016 |
| Headquarters | Foster City, United States | Montevideo, Uruguay |
| Popularity | 46 views · 0 likes | 44 views · 0 likes |
Frequently asked questions
Which is cheaper, Authorize.net or dLocal?
Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. dLocal: Custom pricing ~2.9% average take rate.
How fast do Authorize.net and dLocal pay out?
Authorize.net: Most card merchants funded 2-3 business days after settlement, processor dependent. dLocal: Settlement cadence such as daily or weekly is agreed per merchant during onboarding.
Where are Authorize.net and dLocal available?
Authorize.net: United States, United Kingdom, Canada, Australia. dLocal: 40+ emerging markets.