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Authorize.net vs Paddle
Authorize.net and Paddle are both card processing platforms. Fees — Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Paddle: 5% plus 50 cents per transaction.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Paddle: 5% plus 50 cents per transaction.
- Both pay out via Bank transfer. Only Paddle offers PayPal.
- Paddle screens providers before they can join, while Authorize.net is open to anyone.
- Authorize.net is the older platform — founded in 1996, 16 years before Paddle (2012).
- Authorize.net is based in United States, Paddle in United Kingdom.
Which should you choose?
Choose Authorize.net if…
- You are just starting out and want to sign up without a screening.
- You prefer a long track record (since 1996).
Choose Paddle if…
- You want to withdraw via PayPal.
- You are an experienced professional ready to pass a screening.
Side by side
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Authorize.net
The veteran Visa-owned payment gateway - small US and UK businesses accept cards online, by invoice, or by vir…
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Paddle
A merchant of record for selling software and SaaS - Paddle handles global payments, sales tax, and invoicing…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | Yes |
| Work from home | Yes | Yes |
| Fees | 25 dollars monthly gateway fee plus per-transaction charges | 5% plus 50 cents per transaction |
| Minimum payout | — | $100 (or 100 GBP or EUR), adjustable up to $100,000 |
| Payout speed | Most card merchants funded 2-3 business days after settlement, processor dependent | Monthly, sent by the 15th for the balance at the 1st, up to 3 working days to arrive |
| Withdraw via | Bank transfer | Bank transfer, PayPal |
| Availability | United States, United Kingdom, Canada, Australia | Worldwide |
| Founded | 1996 | 2012 |
| Headquarters | Foster City, United States | London, United Kingdom |
| Popularity | 46 views · 0 likes | 59 views · 0 likes |
Frequently asked questions
Which is cheaper, Authorize.net or Paddle?
Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Paddle: 5% plus 50 cents per transaction.
How fast do Authorize.net and Paddle pay out?
Authorize.net: Most card merchants funded 2-3 business days after settlement, processor dependent. Paddle: Monthly, sent by the 15th for the balance at the 1st, up to 3 working days to arrive.
Where are Authorize.net and Paddle available?
Authorize.net: United States, United Kingdom, Canada, Australia. Paddle: Worldwide.
Which is easier to join, Authorize.net or Paddle?
Authorize.net — anyone can sign up, while Paddle screens providers before accepting them.