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Authorize.net vs Square
Authorize.net and Square are both card processing platforms. Fees — Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Square: 2.6% plus 15 cents per in-person charge (US Free plan).
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Square: 2.6% plus 15 cents per in-person charge (US Free plan).
- Both pay out via Bank transfer.
- Authorize.net is the older platform — founded in 1996, 13 years before Square (2009).
Which should you choose?
Choose Authorize.net if…
- You prefer a long track record (since 1996).
Side by side
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Authorize.net
The veteran Visa-owned payment gateway - small US and UK businesses accept cards online, by invoice, or by vir…
Visit
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Square
Take card payments in person or online - free card reader, invoices, and an online store, popular with local s…
Visit
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | No |
| Fees | 25 dollars monthly gateway fee plus per-transaction charges | 2.6% plus 15 cents per in-person charge (US Free plan) |
| Payout speed | — | Free next-business-day transfers |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | United States, United Kingdom, Canada, Australia | US, Canada, UK, Australia, Japan, and more |
| Founded | 1996 | 2009 |
| Headquarters | Foster City, United States | Oakland, United States |
| Popularity | 46 views · 0 likes | 41 views · 0 likes |
Frequently asked questions
Which is cheaper, Authorize.net or Square?
Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Square: 2.6% plus 15 cents per in-person charge (US Free plan).
Where are Authorize.net and Square available?
Authorize.net: United States, United Kingdom, Canada, Australia. Square: US, Canada, UK, Australia, Japan, and more.