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bunq vs PayPal
bunq and PayPal are both payment receiving platforms. Fees — bunq: Free plan, paid plans ~EUR 3-19/mo. PayPal: Fees vary by transaction type and country.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — bunq: Free plan, paid plans ~EUR 3-19/mo. PayPal: Fees vary by transaction type and country.
- Both pay out via Bank transfer and debit card. Only bunq offers ATM.
- PayPal is the older platform — founded in 1998, 14 years before bunq (2012).
- bunq is based in Netherlands, PayPal in United States.
- bunq focuses on the Netherlands, while PayPal operates internationally.
Which should you choose?
Choose bunq if…
- You want to withdraw via ATM.
- You live in the Netherlands.
Choose PayPal if…
- You prefer a long track record (since 1998).
Side by side
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bunq
Mobile business account popular with Dutch freelancers for receiving payments.
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PayPal
The most widely accepted way to get paid online - send an invoice or a PayPal.Me link and receive from almost…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Free plan, paid plans ~EUR 3-19/mo | Fees vary by transaction type and country |
| Payout speed | — | Standard bank transfer free, Instant Transfer 1.75% (max $25) |
| Withdraw via | SEPA bank transfer, debit card, ATM | Bank transfer, Debit card |
| Availability | EU/EEA + UK | 200+ markets |
| Local to | Netherlands | — |
| Founded | 2012 | 1998 |
| Headquarters | Amsterdam, Netherlands | San Jose, United States |
| Stock ticker | — | NASDAQ: PYPL |
| Popularity | 47 views · 0 likes | 66 views · 0 likes |
Frequently asked questions
Which is cheaper, bunq or PayPal?
bunq: Free plan, paid plans ~EUR 3-19/mo. PayPal: Fees vary by transaction type and country.
Where are bunq and PayPal available?
bunq: EU/EEA + UK. PayPal: 200+ markets.