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bunq vs Paytm
bunq and Paytm are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on bunq and $1,000 on Paytm, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on bunq and $1,000 on Paytm, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only bunq offers debit card and ATM.
- Paytm is the older platform — founded in 2010, 2 years before bunq (2012).
- bunq is based in Netherlands, Paytm in India.
Which should you choose?
Choose bunq if…
- You want to withdraw via debit card and ATM.
Side by side
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bunq
Mobile business account popular with Dutch freelancers for receiving payments.
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Paytm
One of India biggest payment platforms - individuals and merchants receive via UPI and QR codes, with a full b…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Free plan, paid plans ~EUR 3-19/mo | Free UPI payments, legacy wallet restricted |
| Withdraw via | SEPA bank transfer, debit card, ATM | Bank transfer (UPI) |
| Availability | EU/EEA + UK | India |
| Local to | Netherlands | India |
| Founded | 2012 | 2010 |
| Headquarters | Amsterdam, Netherlands | Noida, India |
| Stock ticker | — | NSE: PAYTM |
| Popularity | 47 views · 0 likes | 53 views · 0 likes |
Frequently asked questions
Which is cheaper, bunq or Paytm?
On a $1,000 payment you keep about $1,000 on bunq and $1,000 on Paytm, before withdrawal or currency-conversion costs.
Where are bunq and Paytm available?
bunq: EU/EEA + UK. Paytm: India.