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Easypaisa vs OPay

Easypaisa and OPay are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Easypaisa and $995 on OPay, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $1,000 on Easypaisa and $995 on OPay, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only Easypaisa offers Cash agents and ATM card. Only OPay offers agent cash-out and card/ATM.
  • Easypaisa is the older platform — founded in 2009, 9 years before OPay (2018).
  • Easypaisa is based in Pakistan, OPay in Nigeria.

Which should you choose?

Choose Easypaisa if…

  • Keeping more of each payment matters most — its fee is lower.
  • You want to withdraw via Cash agents and ATM card.
  • You prefer a long track record (since 2009).

Choose OPay if…

  • You want to withdraw via agent cash-out and card/ATM.

Side by side

Easypaisa Pakistan most used mobile wallet - receive money to your phone number, get paid by customers via QR, and cash… Visit OPay A Nigerian fintech where individuals and merchants receive payments and transfer money. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home No No
Fees Free in-network transfers, tiered agent cash-out fees ~NGN 10 per transfer, ~0.5% agent withdrawal
Withdraw via Cash agents, Bank transfer, ATM card Bank transfer, agent cash-out, card/ATM
Availability Pakistan Nigeria
Local to Pakistan Nigeria
Founded 2009 2018
Headquarters Karachi, Pakistan Lagos, Nigeria
Popularity 43 views · 0 likes 40 views · 0 likes

Frequently asked questions

Which is cheaper, Easypaisa or OPay?

On a $1,000 payment you keep about $1,000 on Easypaisa and $995 on OPay, before withdrawal or currency-conversion costs.

Where are Easypaisa and OPay available?

Easypaisa: Pakistan. OPay: Nigeria.

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