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eSewa vs M-Pesa
A side-by-side comparison of eSewa and M-Pesa — how they pay, where they work, and who they are for.
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| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | No |
| Fees | Most services free, bank withdrawal NPR 10 | Free deposits, tiered P2P and agent withdrawal fees |
| Withdraw via | Bank transfer, agent points | Cash agents, Bank transfer |
| Availability | Nepal | Kenya + 7 African markets |
| Local to | Nepal | Kenya, Tanzania |
| Founded | 2009 | 2007 |
| Headquarters | Kathmandu, Nepal | Nairobi, Kenya |
| Popularity | 20 views · 0 likes | 30 views · 0 likes |