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eSewa vs Mercado Pago

eSewa and Mercado Pago are both payment receiving platforms. Fees — eSewa: Most services free, bank withdrawal NPR 10. Mercado Pago: Free P2P, ~0.5-6% merchant receiving fees.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • Fees — eSewa: Most services free, bank withdrawal NPR 10. Mercado Pago: Free P2P, ~0.5-6% merchant receiving fees.
  • Both pay out via Bank transfer. Only eSewa offers agent points. Only Mercado Pago offers Debit card.
  • Mercado Pago is the older platform — founded in 2003, 6 years before eSewa (2009).
  • eSewa is based in Nepal, Mercado Pago in Argentina.

Which should you choose?

Choose eSewa if…

  • You want to withdraw via agent points.

Choose Mercado Pago if…

  • You want to withdraw via Debit card.
  • You prefer a long track record (since 2003).

Side by side

eSewa Nepal leading digital wallet where users receive payments and pay merchants. Visit Mercado Pago Latin America biggest payments app - anyone can receive via QR codes, payment links, and card readers, with or… Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home No Yes
Fees Most services free, bank withdrawal NPR 10 Free P2P, ~0.5-6% merchant receiving fees
Withdraw via Bank transfer, agent points Bank transfer, Debit card
Availability Nepal Argentina, Brazil, Mexico, Chile, Colombia, Peru, Uruguay
Local to Nepal Argentina, Brazil, Mexico, Chile, Colombia, Peru, Uruguay
Founded 2009 2003
Headquarters Kathmandu, Nepal Buenos Aires, Argentina
Popularity 37 views · 0 likes 55 views · 0 likes

Frequently asked questions

Which is cheaper, eSewa or Mercado Pago?

eSewa: Most services free, bank withdrawal NPR 10. Mercado Pago: Free P2P, ~0.5-6% merchant receiving fees.

Where are eSewa and Mercado Pago available?

eSewa: Nepal. Mercado Pago: Argentina, Brazil, Mexico, Chile, Colombia, Peru, Uruguay.

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