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Khalti vs M-Pesa
Khalti and M-Pesa are both payment receiving platforms. Fees — Khalti: Mostly free wallet payments. M-Pesa: Free deposits, tiered P2P and agent withdrawal fees.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — Khalti: Mostly free wallet payments. M-Pesa: Free deposits, tiered P2P and agent withdrawal fees.
- M-Pesa is the older platform — founded in 2007, 10 years before Khalti (2017).
- Khalti is based in Nepal, M-Pesa in Kenya.
Which should you choose?
Choose M-Pesa if…
- You prefer a long track record (since 2007).
Side by side
Khalti
A Nepali digital wallet and payment gateway for receiving money and paying bills.
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M-Pesa
The mobile money system that runs East Africa - anyone with a SIM card can receive payments, and small busines…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | No |
| Fees | Mostly free wallet payments | Free deposits, tiered P2P and agent withdrawal fees |
| Minimum payout | Rs 10 per transfer (Rs 10 fee on bank withdrawals of Rs 100 to Rs 50000) | — |
| Payout speed | Instant wallet to bank transfer, usually within seconds | — |
| Withdraw via | — | Cash agents, Bank transfer |
| Availability | Nepal | Kenya + 7 African markets |
| Local to | Nepal | Kenya, Tanzania |
| Founded | 2017 | 2007 |
| Headquarters | Kathmandu, Nepal | Nairobi, Kenya |
| Popularity | 44 views · 0 likes | 54 views · 0 likes |
Frequently asked questions
Which is cheaper, Khalti or M-Pesa?
Khalti: Mostly free wallet payments. M-Pesa: Free deposits, tiered P2P and agent withdrawal fees.
Where are Khalti and M-Pesa available?
Khalti: Nepal. M-Pesa: Kenya + 7 African markets.