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Khalti vs Mercado Pago
Khalti and Mercado Pago are both payment receiving platforms. Fees — Khalti: Mostly free wallet payments. Mercado Pago: Free P2P, ~0.5-6% merchant receiving fees.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — Khalti: Mostly free wallet payments. Mercado Pago: Free P2P, ~0.5-6% merchant receiving fees.
- Mercado Pago is the older platform — founded in 2003, 14 years before Khalti (2017).
- Khalti is based in Nepal, Mercado Pago in Argentina.
Which should you choose?
Choose Mercado Pago if…
- You prefer a long track record (since 2003).
Side by side
Khalti
A Nepali digital wallet and payment gateway for receiving money and paying bills.
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Mercado Pago
Latin America biggest payments app - anyone can receive via QR codes, payment links, and card readers, with or…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | Yes |
| Fees | Mostly free wallet payments | Free P2P, ~0.5-6% merchant receiving fees |
| Minimum payout | Rs 10 per transfer (Rs 10 fee on bank withdrawals of Rs 100 to Rs 50000) | No minimum for Brazil person-to-person Pix, other methods unconfirmed |
| Payout speed | Instant wallet to bank transfer, usually within seconds | Brazil Pix transfers in real time, including outside banking hours |
| Withdraw via | — | Bank transfer, Debit card |
| Availability | Nepal | Argentina, Brazil, Mexico, Chile, Colombia, Peru, Uruguay |
| Local to | Nepal | Argentina, Brazil, Mexico, Chile, Colombia, Peru, Uruguay |
| Founded | 2017 | 2003 |
| Headquarters | Kathmandu, Nepal | Buenos Aires, Argentina |
| Popularity | 44 views · 0 likes | 56 views · 0 likes |
Frequently asked questions
Which is cheaper, Khalti or Mercado Pago?
Khalti: Mostly free wallet payments. Mercado Pago: Free P2P, ~0.5-6% merchant receiving fees.
How fast do Khalti and Mercado Pago pay out?
Khalti: Instant wallet to bank transfer, usually within seconds. Mercado Pago: Brazil Pix transfers in real time, including outside banking hours.
Where are Khalti and Mercado Pago available?
Khalti: Nepal. Mercado Pago: Argentina, Brazil, Mexico, Chile, Colombia, Peru, Uruguay.