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Maya vs Paytm
Maya and Paytm are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Maya and $1,000 on Paytm, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on Maya and $1,000 on Paytm, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only Maya offers ATM via Maya card.
- Maya is the older platform — founded in 2000, 10 years before Paytm (2010).
- Maya is based in Philippines, Paytm in India.
Which should you choose?
Choose Maya if…
- You want to withdraw via ATM via Maya card.
- You prefer a long track record (since 2000).
Side by side
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Maya
A Philippine digital wallet and bank where users receive payments and pay merchants.
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Paytm
One of India biggest payment platforms - individuals and merchants receive via UPI and QR codes, with a full b…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | Yes |
| Fees | Free Maya-to-Maya, ~PHP 15 bank transfer | Free UPI payments, legacy wallet restricted |
| Withdraw via | Bank transfer (InstaPay), ATM via Maya card | Bank transfer (UPI) |
| Availability | Philippines | India |
| Local to | Philippines | India |
| Founded | 2000 | 2010 |
| Headquarters | Manila, Philippines | Noida, India |
| Stock ticker | — | NSE: PAYTM |
| Popularity | 40 views · 0 likes | 41 views · 0 likes |
Frequently asked questions
Which is cheaper, Maya or Paytm?
On a $1,000 payment you keep about $1,000 on Maya and $1,000 on Paytm, before withdrawal or currency-conversion costs.
Where are Maya and Paytm available?
Maya: Philippines. Paytm: India.