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Maya vs Toss
Maya and Toss are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Maya and $1,000 on Toss, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on Maya and $1,000 on Toss, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only Maya offers ATM via Maya card.
- Maya is the older platform — founded in 2000, 15 years before Toss (2015).
- Maya is based in Philippines, Toss in South Korea.
Which should you choose?
Choose Maya if…
- You want to withdraw via ATM via Maya card.
- You prefer a long track record (since 2000).
Side by side
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Maya
A Philippine digital wallet and bank where users receive payments and pay merchants.
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Toss
South Korea leading fintech super-app for transfers, payments, and receiving money.
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | No |
| Fees | Free Maya-to-Maya, ~PHP 15 bank transfer | Free P2P transfers |
| Withdraw via | Bank transfer (InstaPay), ATM via Maya card | Linked bank account |
| Availability | Philippines | South Korea |
| Local to | Philippines | South Korea |
| Founded | 2000 | 2015 |
| Headquarters | Manila, Philippines | Seoul, South Korea |
| Popularity | 40 views · 0 likes | 39 views · 0 likes |
Frequently asked questions
Which is cheaper, Maya or Toss?
On a $1,000 payment you keep about $1,000 on Maya and $1,000 on Toss, before withdrawal or currency-conversion costs.
Where are Maya and Toss available?
Maya: Philippines. Toss: South Korea.