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Maya vs Yape
Maya and Yape are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Maya and $1,000 on Yape, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on Maya and $1,000 on Yape, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only Maya offers ATM via Maya card. Only Yape offers ATM withdrawal.
- Maya is the older platform — founded in 2000, 16 years before Yape (2016).
- Maya is based in Philippines, Yape in Peru.
Which should you choose?
Choose Maya if…
- You want to withdraw via ATM via Maya card.
- You prefer a long track record (since 2000).
Choose Yape if…
- You want to withdraw via ATM withdrawal.
Side by side
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Maya
A Philippine digital wallet and bank where users receive payments and pay merchants.
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Yape
Peru leading mobile-payment app where people receive money and pay merchants by QR.
Visit
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | No |
| Fees | Free Maya-to-Maya, ~PHP 15 bank transfer | Free P2P transfers |
| Minimum payout | — | S/5 for Yape con DNI cash withdrawals, reported by La Republica in February 2025 |
| Payout speed | — | Cash collected at an eligible BCP agent or ATM after generating a withdrawal code |
| Withdraw via | Bank transfer (InstaPay), ATM via Maya card | Linked bank account, ATM withdrawal |
| Availability | Philippines | Peru, Bolivia |
| Local to | Philippines | Peru |
| Founded | 2000 | 2016 |
| Headquarters | Manila, Philippines | Lima, Peru |
| Popularity | 40 views · 0 likes | 41 views · 0 likes |
Frequently asked questions
Which is cheaper, Maya or Yape?
On a $1,000 payment you keep about $1,000 on Maya and $1,000 on Yape, before withdrawal or currency-conversion costs.
Where are Maya and Yape available?
Maya: Philippines. Yape: Peru, Bolivia.