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Midtrans vs Razorpay
Midtrans and Razorpay are both card processing platforms. On a $1,000 payment you keep about $971–$993 on Midtrans and $980 on Razorpay, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $971–$993 on Midtrans and $980 on Razorpay, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Midtrans is the older platform — founded in 2012, 2 years before Razorpay (2014).
- Midtrans is based in Indonesia, Razorpay in India.
Side by side
Midtrans
An Indonesian payment gateway (GoTo) for accepting cards, bank transfers, and e-wallets.
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Razorpay
India leading payment gateway - businesses of any size accept cards, UPI, netbanking, and wallets, with paymen…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Cards 2.9% + Rp2000, QRIS 0.7% | Around 2% per domestic transaction |
| Withdraw via | Bank payout after settlement | Bank transfer |
| Availability | Indonesia | India |
| Local to | Indonesia | India |
| Founded | 2012 | 2014 |
| Headquarters | Jakarta, Indonesia | Bengaluru, India |
| Popularity | 46 views · 0 likes | 48 views · 0 likes |
Frequently asked questions
Which is cheaper, Midtrans or Razorpay?
On a $1,000 payment you keep about $971–$993 on Midtrans and $980 on Razorpay, before withdrawal or currency-conversion costs.
Where are Midtrans and Razorpay available?
Midtrans: Indonesia. Razorpay: India.