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Midtrans vs Stripe
Midtrans and Stripe are both card processing platforms. On a $1,000 payment you keep about $971–$993 on Midtrans and $970.70 on Stripe, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $971–$993 on Midtrans and $970.70 on Stripe, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Stripe is the older platform — founded in 2010, 2 years before Midtrans (2012).
- Midtrans is based in Indonesia, Stripe in United States.
- Midtrans focuses on Indonesia, while Stripe operates internationally.
Which should you choose?
Choose Midtrans if…
- Keeping more of each payment matters most — its fee is lower.
- You live in Indonesia.
Side by side
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Midtrans
An Indonesian payment gateway (GoTo) for accepting cards, bank transfers, and e-wallets.
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Stripe
The standard for accepting card payments online - anyone with a business (even a sole proprietor) can register…
Visit
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Cards 2.9% + Rp2000, QRIS 0.7% | Around 2.9% plus 30 cents per card charge (US) |
| Payout speed | — | 2 business days standard (US), Instant Payouts within 30 minutes |
| Withdraw via | Bank payout after settlement | Bank transfer |
| Availability | Indonesia | 45+ countries (merchant side) |
| Local to | Indonesia | — |
| Founded | 2012 | 2010 |
| Headquarters | Jakarta, Indonesia | San Francisco, United States |
| Popularity | 46 views · 0 likes | 46 views · 0 likes |
Frequently asked questions
Which is cheaper, Midtrans or Stripe?
On a $1,000 payment you keep about $971–$993 on Midtrans and $970.70 on Stripe, before withdrawal or currency-conversion costs.
Where are Midtrans and Stripe available?
Midtrans: Indonesia. Stripe: 45+ countries (merchant side).