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Paddle vs Razorpay
Paddle and Razorpay are both card processing platforms. On a $1,000 payment you keep about $949.50 on Paddle and $980 on Razorpay, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $949.50 on Paddle and $980 on Razorpay, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only Paddle offers PayPal.
- Paddle screens providers before they can join, while Razorpay is open to anyone.
- Paddle is the older platform — founded in 2012, 2 years before Razorpay (2014).
- Paddle is based in United Kingdom, Razorpay in India.
- Razorpay focuses on India, while Paddle operates internationally.
Which should you choose?
Choose Paddle if…
- You want to withdraw via PayPal.
- You are an experienced professional ready to pass a screening.
Choose Razorpay if…
- Keeping more of each payment matters most — its fee is lower.
- You are just starting out and want to sign up without a screening.
- You live in India.
Side by side
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Paddle
A merchant of record for selling software and SaaS - Paddle handles global payments, sales tax, and invoicing…
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Razorpay
India leading payment gateway - businesses of any size accept cards, UPI, netbanking, and wallets, with paymen…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | Yes | No |
| Work from home | Yes | Yes |
| Fees | 5% plus 50 cents per transaction | Around 2% per domestic transaction |
| Minimum payout | $100 (or 100 GBP or EUR), adjustable up to $100,000 | — |
| Payout speed | Monthly, sent by the 15th for the balance at the 1st, up to 3 working days to arrive | Standard domestic settlement generally T+2 business days, eligible instant settlements available |
| Withdraw via | Bank transfer, PayPal | Bank transfer |
| Availability | Worldwide | India |
| Local to | — | India |
| Founded | 2012 | 2014 |
| Headquarters | London, United Kingdom | Bengaluru, India |
| Popularity | 59 views · 0 likes | 49 views · 0 likes |
Frequently asked questions
Which is cheaper, Paddle or Razorpay?
On a $1,000 payment you keep about $949.50 on Paddle and $980 on Razorpay, before withdrawal or currency-conversion costs.
How fast do Paddle and Razorpay pay out?
Paddle: Monthly, sent by the 15th for the balance at the 1st, up to 3 working days to arrive. Razorpay: Standard domestic settlement generally T+2 business days, eligible instant settlements available.
Where are Paddle and Razorpay available?
Paddle: Worldwide. Razorpay: India.
Which is easier to join, Paddle or Razorpay?
Razorpay — anyone can sign up, while Paddle screens providers before accepting them.