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PayU vs Square

PayU and Square are both card processing platforms. Fees — PayU: ~2% per transaction + GST (India focus). Square: 2.6% plus 15 cents per in-person charge (US Free plan).

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • Fees — PayU: ~2% per transaction + GST (India focus). Square: 2.6% plus 15 cents per in-person charge (US Free plan).
  • Both pay out via Bank transfer.
  • PayU is the older platform — founded in 2002, 7 years before Square (2009).
  • PayU is based in Netherlands, Square in United States.

Which should you choose?

Choose PayU if…

  • You prefer a long track record (since 2002).

Side by side

PayU A major processor for emerging markets - merchants in India, Latin America, and Central Europe accept cards an… Visit Square Take card payments in person or online - free card reader, invoices, and an online store, popular with local s… Visit
Type Card processing like Stripe Card processing like Stripe
Category Payments Payments
Vetted No No
Work from home Yes No
Fees ~2% per transaction + GST (India focus) 2.6% plus 15 cents per in-person charge (US Free plan)
Minimum payout — $25 for instant transfers, $1 for same-day, no stated minimum for standard next-business-day transfers
Payout speed — Free next-business-day transfers
Withdraw via Bank transfer Bank transfer
Availability India, Latin America, Central and Eastern Europe, Africa US, Canada, UK, Australia, Japan, and more
Founded 2002 2009
Headquarters Hoofddorp, Netherlands Oakland, United States
Popularity 41 views · 0 likes 41 views · 0 likes

Frequently asked questions

Which is cheaper, PayU or Square?

PayU: ~2% per transaction + GST (India focus). Square: 2.6% plus 15 cents per in-person charge (US Free plan).

Where are PayU and Square available?

PayU: India, Latin America, Central and Eastern Europe, Africa. Square: US, Canada, UK, Australia, Japan, and more.