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PayU vs Square
PayU and Square are both card processing platforms. Fees — PayU: ~2% per transaction + GST (India focus). Square: 2.6% plus 15 cents per in-person charge (US Free plan).
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — PayU: ~2% per transaction + GST (India focus). Square: 2.6% plus 15 cents per in-person charge (US Free plan).
- Both pay out via Bank transfer.
- PayU is the older platform — founded in 2002, 7 years before Square (2009).
- PayU is based in Netherlands, Square in United States.
Which should you choose?
Choose PayU if…
- You prefer a long track record (since 2002).
Side by side
PayU
A major processor for emerging markets - merchants in India, Latin America, and Central Europe accept cards an…
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Square
Take card payments in person or online - free card reader, invoices, and an online store, popular with local s…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | No |
| Fees | ~2% per transaction + GST (India focus) | 2.6% plus 15 cents per in-person charge (US Free plan) |
| Minimum payout | — | $25 for instant transfers, $1 for same-day, no stated minimum for standard next-business-day transfers |
| Payout speed | — | Free next-business-day transfers |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | India, Latin America, Central and Eastern Europe, Africa | US, Canada, UK, Australia, Japan, and more |
| Founded | 2002 | 2009 |
| Headquarters | Hoofddorp, Netherlands | Oakland, United States |
| Popularity | 41 views · 0 likes | 41 views · 0 likes |
Frequently asked questions
Which is cheaper, PayU or Square?
PayU: ~2% per transaction + GST (India focus). Square: 2.6% plus 15 cents per in-person charge (US Free plan).
Where are PayU and Square available?
PayU: India, Latin America, Central and Eastern Europe, Africa. Square: US, Canada, UK, Australia, Japan, and more.