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PayU vs Xendit
PayU and Xendit are both card processing platforms. Fees — PayU: ~2% per transaction + GST (India focus). Xendit: Cards ~3%, e-wallets ~2.7%, QRIS 0.7%.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — PayU: ~2% per transaction + GST (India focus). Xendit: Cards ~3%, e-wallets ~2.7%, QRIS 0.7%.
- Both pay out via Bank transfer.
- PayU is the older platform — founded in 2002, 13 years before Xendit (2015).
- PayU is based in Netherlands, Xendit in Indonesia.
Which should you choose?
Choose PayU if…
- You prefer a long track record (since 2002).
Side by side
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PayU
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Xendit
Southeast Asia payment infrastructure - businesses in Indonesia, the Philippines, and neighbors accept cards,…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | ~2% per transaction + GST (India focus) | Cards ~3%, e-wallets ~2.7%, QRIS 0.7% |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | India, Latin America, Central and Eastern Europe, Africa | Indonesia, Philippines, Thailand, Malaysia, Vietnam |
| Local to | — | Indonesia, Philippines, Thailand, Malaysia, Vietnam |
| Founded | 2002 | 2015 |
| Headquarters | Hoofddorp, Netherlands | Jakarta, Indonesia |
| Popularity | 41 views · 0 likes | 42 views · 0 likes |
Frequently asked questions
Which is cheaper, PayU or Xendit?
PayU: ~2% per transaction + GST (India focus). Xendit: Cards ~3%, e-wallets ~2.7%, QRIS 0.7%.
Where are PayU and Xendit available?
PayU: India, Latin America, Central and Eastern Europe, Africa. Xendit: Indonesia, Philippines, Thailand, Malaysia, Vietnam.