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PayU vs Yoco
PayU and Yoco are both card processing platforms. Fees — PayU: ~2% per transaction + GST (India focus). Yoco: 2.6-2.95% per card transaction.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — PayU: ~2% per transaction + GST (India focus). Yoco: 2.6-2.95% per card transaction.
- Both pay out via Bank transfer. Only Yoco offers instant for fee.
- PayU is the older platform — founded in 2002, 13 years before Yoco (2015).
- PayU is based in Netherlands, Yoco in South Africa.
Which should you choose?
Choose PayU if…
- You prefer a long track record (since 2002).
Choose Yoco if…
- You want to withdraw via instant for fee.
Side by side
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PayU
A major processor for emerging markets - merchants in India, Latin America, and Central Europe accept cards an…
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Yoco
A South African payments company letting small businesses accept card payments with readers.
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | No |
| Fees | ~2% per transaction + GST (India focus) | 2.6-2.95% per card transaction |
| Minimum payout | — | R50 for Instant Payout |
| Payout speed | — | Instant Payout arrives within an hour. Standard payouts typically take 1 to 2 business days. |
| Withdraw via | Bank transfer | Bank payout 1-3 days, instant for fee |
| Availability | India, Latin America, Central and Eastern Europe, Africa | South Africa |
| Local to | — | South Africa |
| Founded | 2002 | 2015 |
| Headquarters | Hoofddorp, Netherlands | Cape Town, South Africa |
| Popularity | 41 views · 0 likes | 45 views · 0 likes |
Frequently asked questions
Which is cheaper, PayU or Yoco?
PayU: ~2% per transaction + GST (India focus). Yoco: 2.6-2.95% per card transaction.
Where are PayU and Yoco available?
PayU: India, Latin America, Central and Eastern Europe, Africa. Yoco: South Africa.