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Toss vs Yape
Toss and Yape are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Toss and $1,000 on Yape, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on Toss and $1,000 on Yape, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only Yape offers ATM withdrawal.
- Toss is based in South Korea, Yape in Peru.
Which should you choose?
Choose Yape if…
- You want to withdraw via ATM withdrawal.
Side by side
Toss
South Korea leading fintech super-app for transfers, payments, and receiving money.
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Yape
Peru leading mobile-payment app where people receive money and pay merchants by QR.
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | No |
| Fees | Free P2P transfers | Free P2P transfers |
| Minimum payout | — | S/5 for Yape con DNI cash withdrawals, reported by La Republica in February 2025 |
| Payout speed | — | Cash collected at an eligible BCP agent or ATM after generating a withdrawal code |
| Withdraw via | Linked bank account | Linked bank account, ATM withdrawal |
| Availability | South Korea | Peru, Bolivia |
| Local to | South Korea | Peru |
| Founded | 2015 | 2016 |
| Headquarters | Seoul, South Korea | Lima, Peru |
| Popularity | 39 views · 0 likes | 41 views · 0 likes |
Frequently asked questions
Which is cheaper, Toss or Yape?
On a $1,000 payment you keep about $1,000 on Toss and $1,000 on Yape, before withdrawal or currency-conversion costs.
Where are Toss and Yape available?
Toss: South Korea. Yape: Peru, Bolivia.