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Uala vs Hubtel
Uala and Hubtel are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Uala and $980.50 on Hubtel, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $1,000 on Uala and $980.50 on Hubtel, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only Uala offers prepaid Mastercard and ATM.
- Hubtel is the older platform — founded in 2005, 12 years before Uala (2017).
- Uala is based in Argentina, Hubtel in Ghana.
Which should you choose?
Choose Uala if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via prepaid Mastercard and ATM.
Choose Hubtel if…
- You prefer a long track record (since 2005).
Side by side
Uala
Receive income, hold a balance, and spend - a common Argentine freelancer wallet.
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Hubtel
Open an online store with mobile-money checkout to sell food, groceries, and goods.
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Free account, no maintenance fees | 1.95% on mobile-money collections |
| Withdraw via | Bank transfer, prepaid Mastercard, ATM | Settlement to bank or mobile money |
| Availability | Argentina, Mexico, Colombia | Ghana |
| Local to | Argentina | Ghana |
| Founded | 2017 | 2005 |
| Headquarters | Buenos Aires, Argentina | Accra, Ghana |
| Popularity | 38 views · 0 likes | 39 views · 0 likes |
Frequently asked questions
Which is cheaper, Uala or Hubtel?
On a $1,000 payment you keep about $1,000 on Uala and $980.50 on Hubtel, before withdrawal or currency-conversion costs.
Where are Uala and Hubtel available?
Uala: Argentina, Mexico, Colombia. Hubtel: Ghana.