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Uala vs Hubtel

Uala and Hubtel are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Uala and $980.50 on Hubtel, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $1,000 on Uala and $980.50 on Hubtel, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only Uala offers prepaid Mastercard and ATM.
  • Hubtel is the older platform — founded in 2005, 12 years before Uala (2017).
  • Uala is based in Argentina, Hubtel in Ghana.

Which should you choose?

Choose Uala if…

  • Keeping more of each payment matters most — its fee is lower.
  • You want to withdraw via prepaid Mastercard and ATM.

Choose Hubtel if…

  • You prefer a long track record (since 2005).

Side by side

Uala Receive income, hold a balance, and spend - a common Argentine freelancer wallet. Visit Hubtel Open an online store with mobile-money checkout to sell food, groceries, and goods. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes Yes
Fees Free account, no maintenance fees 1.95% on mobile-money collections
Withdraw via Bank transfer, prepaid Mastercard, ATM Settlement to bank or mobile money
Availability Argentina, Mexico, Colombia Ghana
Local to Argentina Ghana
Founded 2017 2005
Headquarters Buenos Aires, Argentina Accra, Ghana
Popularity 38 views · 0 likes 39 views · 0 likes

Frequently asked questions

Which is cheaper, Uala or Hubtel?

On a $1,000 payment you keep about $1,000 on Uala and $980.50 on Hubtel, before withdrawal or currency-conversion costs.

Where are Uala and Hubtel available?

Uala: Argentina, Mexico, Colombia. Hubtel: Ghana.

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