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Braintree vs Xendit

Braintree and Xendit are both card processing platforms. On a $1,000 payment you keep about $973.61 on Braintree and $970–$993 on Xendit, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $973.61 on Braintree and $970–$993 on Xendit, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer.
  • Braintree is the older platform — founded in 2007, 8 years before Xendit (2015).
  • Braintree is based in United States, Xendit in Indonesia.

Which should you choose?

Choose Braintree if…

  • You prefer a long track record (since 2007).

Choose Xendit if…

  • Keeping more of each payment matters most — its fee is lower.

Side by side

Braintree A PayPal-owned full-stack processor for online businesses - accept cards, PayPal, Venmo, and wallets through o… Visit Xendit Southeast Asia payment infrastructure - businesses in Indonesia, the Philippines, and neighbors accept cards,… Visit
Type Card processing like Stripe Card processing like Stripe
Category Payments Payments
Vetted No No
Work from home Yes Yes
Fees Around 2.59% plus 49 cents per transaction Cards ~3%, e-wallets ~2.7%, QRIS 0.7%
Withdraw via Bank transfer Bank transfer
Availability United States, Canada, UK/Europe, Australia, NZ, Singapore, Hong Kong Indonesia, Philippines, Thailand, Malaysia, Vietnam
Local to — Indonesia, Philippines, Thailand, Malaysia, Vietnam
Founded 2007 2015
Headquarters Chicago, United States Jakarta, Indonesia
Popularity 47 views · 0 likes 42 views · 0 likes

Frequently asked questions

Which is cheaper, Braintree or Xendit?

On a $1,000 payment you keep about $973.61 on Braintree and $970–$993 on Xendit, before withdrawal or currency-conversion costs.

Where are Braintree and Xendit available?

Braintree: United States, Canada, UK/Europe, Australia, NZ, Singapore, Hong Kong. Xendit: Indonesia, Philippines, Thailand, Malaysia, Vietnam.

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