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eSewa vs GCash
eSewa and GCash are both payment receiving platforms. Fees — eSewa: Most services free, bank withdrawal NPR 10. GCash: Free in-app transfers, ~2% agent cash-out.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — eSewa: Most services free, bank withdrawal NPR 10. GCash: Free in-app transfers, ~2% agent cash-out.
- Both pay out via Bank transfer. Only eSewa offers agent points. Only GCash offers Cash agents.
- GCash is the older platform — founded in 2004, 5 years before eSewa (2009).
- eSewa is based in Nepal, GCash in Philippines.
Which should you choose?
Choose eSewa if…
- You want to withdraw via agent points.
Choose GCash if…
- You want to withdraw via Cash agents.
- You prefer a long track record (since 2004).
Side by side
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eSewa
Nepal leading digital wallet where users receive payments and pay merchants.
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GCash
The Philippines dominant mobile wallet - receive payments by number or QR, with bank cash-out and heavy freela…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | Yes |
| Fees | Most services free, bank withdrawal NPR 10 | Free in-app transfers, ~2% agent cash-out |
| Withdraw via | Bank transfer, agent points | Bank transfer, Cash agents |
| Availability | Nepal | Philippines |
| Local to | Nepal | Philippines |
| Founded | 2009 | 2004 |
| Headquarters | Kathmandu, Nepal | Taguig, Philippines |
| Popularity | 37 views · 0 likes | 43 views · 0 likes |
Frequently asked questions
Which is cheaper, eSewa or GCash?
eSewa: Most services free, bank withdrawal NPR 10. GCash: Free in-app transfers, ~2% agent cash-out.
Where are eSewa and GCash available?
eSewa: Nepal. GCash: Philippines.