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eSewa vs Paytm
eSewa and Paytm are both payment receiving platforms. Fees — eSewa: Most services free, bank withdrawal NPR 10. Paytm: Free UPI payments, legacy wallet restricted.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — eSewa: Most services free, bank withdrawal NPR 10. Paytm: Free UPI payments, legacy wallet restricted.
- Both pay out via Bank transfer. Only eSewa offers agent points.
- eSewa is based in Nepal, Paytm in India.
Which should you choose?
Choose eSewa if…
- You want to withdraw via agent points.
Side by side
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eSewa
Nepal leading digital wallet where users receive payments and pay merchants.
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Paytm
One of India biggest payment platforms - individuals and merchants receive via UPI and QR codes, with a full b…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | Yes |
| Fees | Most services free, bank withdrawal NPR 10 | Free UPI payments, legacy wallet restricted |
| Withdraw via | Bank transfer, agent points | Bank transfer (UPI) |
| Availability | Nepal | India |
| Local to | Nepal | India |
| Founded | 2009 | 2010 |
| Headquarters | Kathmandu, Nepal | Noida, India |
| Stock ticker | — | NSE: PAYTM |
| Popularity | 37 views · 0 likes | 53 views · 0 likes |
Frequently asked questions
Which is cheaper, eSewa or Paytm?
eSewa: Most services free, bank withdrawal NPR 10. Paytm: Free UPI payments, legacy wallet restricted.
Where are eSewa and Paytm available?
eSewa: Nepal. Paytm: India.