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Hubtel vs Uala
Hubtel and Uala are both payment receiving platforms. On a $1,000 payment you keep about $980.50 on Hubtel and $1,000 on Uala, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $980.50 on Hubtel and $1,000 on Uala, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only Uala offers prepaid Mastercard and ATM.
- Hubtel is the older platform — founded in 2005, 12 years before Uala (2017).
- Hubtel is based in Ghana, Uala in Argentina.
Which should you choose?
Choose Hubtel if…
- You prefer a long track record (since 2005).
Choose Uala if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via prepaid Mastercard and ATM.
Side by side
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Hubtel
Open an online store with mobile-money checkout to sell food, groceries, and goods.
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Uala
Receive income, hold a balance, and spend - a common Argentine freelancer wallet.
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | 1.95% on mobile-money collections | Free account, no maintenance fees |
| Withdraw via | Settlement to bank or mobile money | Bank transfer, prepaid Mastercard, ATM |
| Availability | Ghana | Argentina, Mexico, Colombia |
| Local to | Ghana | Argentina |
| Founded | 2005 | 2017 |
| Headquarters | Accra, Ghana | Buenos Aires, Argentina |
| Popularity | 39 views · 0 likes | 38 views · 0 likes |
Frequently asked questions
Which is cheaper, Hubtel or Uala?
On a $1,000 payment you keep about $980.50 on Hubtel and $1,000 on Uala, before withdrawal or currency-conversion costs.
Where are Hubtel and Uala available?
Hubtel: Ghana. Uala: Argentina, Mexico, Colombia.