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Midtrans vs PayU
Midtrans and PayU are both card processing platforms. Fees — Midtrans: Cards 2.9% + Rp2000, QRIS 0.7%. PayU: ~2% per transaction + GST (India focus).
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — Midtrans: Cards 2.9% + Rp2000, QRIS 0.7%. PayU: ~2% per transaction + GST (India focus).
- Both pay out via Bank transfer.
- PayU is the older platform — founded in 2002, 10 years before Midtrans (2012).
- Midtrans is based in Indonesia, PayU in Netherlands.
Which should you choose?
Choose PayU if…
- You prefer a long track record (since 2002).
Side by side
Midtrans
An Indonesian payment gateway (GoTo) for accepting cards, bank transfers, and e-wallets.
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PayU
A major processor for emerging markets - merchants in India, Latin America, and Central Europe accept cards an…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Cards 2.9% + Rp2000, QRIS 0.7% | ~2% per transaction + GST (India focus) |
| Withdraw via | Bank payout after settlement | Bank transfer |
| Availability | Indonesia | India, Latin America, Central and Eastern Europe, Africa |
| Local to | Indonesia | — |
| Founded | 2012 | 2002 |
| Headquarters | Jakarta, Indonesia | Hoofddorp, Netherlands |
| Popularity | 46 views · 0 likes | 40 views · 0 likes |
Frequently asked questions
Which is cheaper, Midtrans or PayU?
Midtrans: Cards 2.9% + Rp2000, QRIS 0.7%. PayU: ~2% per transaction + GST (India focus).
Where are Midtrans and PayU available?
Midtrans: Indonesia. PayU: India, Latin America, Central and Eastern Europe, Africa.